About Us
Payment infrastructure built for African businesses
ABCM Pay gives merchants, developers, and platforms across Africa the tools to accept payments, manage money, and offer digital services - without needing a banking license or a payments engineering team.
Our Mission
Too many businesses across Africa still struggle to accept digital payments reliably. We built ABCM Pay to close that gap: dedicated virtual bank accounts, instant settlement, and a developer-first API that any team - from a solo developer to an established platform - can integrate in an afternoon.
Beyond payments, we also power everyday digital services - airtime, data, cable TV, and electricity bill payments - so our merchants can build complete financial products for their customers, not just accept a single payment type.
What We Offer
Virtual Accounts
Dedicated bank account numbers per customer, so every payment is automatically identified and reconciled.
Instant Settlement
Funds reflect in your wallet in real time, with clear, predictable fees.
Developer-First API
Clean REST endpoints, webhooks, and documentation any developer can integrate quickly - see our API docs.
VTU Services
Airtime, data, cable TV, electricity, and exam pins - sellable directly through your own platform.
Built-In Security
Hashed credentials, rate limiting, transaction PINs, and granular team permissions protect every account by default.
Multi-Language
Our dashboard and documentation are available in English, French, Chinese, Spanish, and major Nigerian languages.
Ready to get started?
Create your free account today - no setup fees, no long contracts.
Get Started →